What Is Comprehensive Bike Insurance?
Comprehensive two-wheeler insurance is a package that provides insurance coverage for the insured's two-loss/damage wheelers and third-party liabilities. A comprehensive two-wheeler insurance coverage.
Many add-on covers, like Zero Depreciation Cover, Cover, NCB Cover, Bi-fuel Kit Cover, etc., allow policyholders to customize and augment the coverage provided by comprehensive insurance.
What Is Covered Under Comprehensive Two-wheeler Insurance Policy?
Obtain a quotation for two-wheeler insurance online immediately. Consider the following benefits of purchasing a comprehensive two-wheeler insurance coverage.
- Any damage or loss caused by a natural calamity, such as a typhoon, cyclone, flood, hurricane, thunderstorm, inundation, storm, hailstorm, or avalanche, will be covered by a comprehensive two-wheeler insurance policy.
- Any damage or loss caused by an artificial calamity, such as a riot, malicious act, terrorist activity, strike, or damage incurred during transit by rail, inland waterway, road, lift, air, or water, will be covered by a comprehensive two-wheeler insurance policy.
- Own Damage Cover: This coverage protects the insured vehicle against theft, natural or artificial disasters, fire, explosion, etc.-caused loss or damage.
- Third-Party Liability: The comprehensive insurance plan covers any loss or damage incurred by a third-party person or property resulting from an accident or incident involving the insured vehicle.
- If the insured motorcycle is stolen, coverage is provided for the insured vehicle.
- Explosion and Fire: Under a comprehensive insurance policy, any loss or damage caused by self-ignition, fire, or explosion is covered.
What Is Not Covered by a Comprehensive Motorcycle Insurance Policy?
Not covered by a comprehensive two-wheeler insurance policy:
- Vehicle depreciation and wear & tear.
- Mechanical or electrical failure of the insured automobile.
- Illegal conduct, such as operating a vehicle without a valid license.
- The driver caused the accident while under the influence of a drink or drugs.
- Any loss or destruction caused by mutiny, war, nuclear assaults, or other occurrences is not compensable.
There are lot of insurance companies in the market offering various insurance policies at different rates. you must compare before buying an insurance policy. search on finndit.com and get the details of insurance policy providers near you.
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