How To Check Bike Insurance Validity?
If you own a bike, you understand how crucial it is to have adequate bike insurance. However, purchasing bike insurance is not a one-time occurrence. Insurance plans have an expiration date and must be renewed at predetermined intervals, often yearly.
If you fail to renew your bike insurance coverage by the due date, you will no longer be covered financially in the case of an accident. Therefore, it is crucial to maintain track of the policy's renewal date, easily accessible in the policy paperwork.
What happens if you need to verify the status of your bike insurance policy immediately but do not have the policy documents on hand or have misplaced them? Don't panic. You may verify the bike insurance's validity online from any location. Consider how.
Check Bike Insurance Validity Online
Before explaining how to verify two-wheeler insurance online, you must first comprehend the vehicle identification number.
Within one month of the date of purchase, you must register your new bicycle with the Regional Transport Office (RTO) in your area.
After completing the registration procedure, the RTO assigns a registration number, sometimes known as a number plate, for your bike. This registration number must be visible from the front and rear of the vehicle.
The registration number of every vehicle is unique and acts as the official identification number of the bike. When you purchase bike insurance coverage, you must provide the vehicle's registration number. The insurer attaches the vehicle insurance policy to the bike's registration number.
This tool allows you to track the specifics of your bike insurance policy online using only the vehicle identification number.
Where can we check the validity of our bike insurance online?
Let's examine the websites where you may verify the validity of your bike insurance:
1. Bureau of Insurance Information
In 2009, the Insurance Regulatory and Development Authority of India (IRDAI) established the Insurance Information Bureau (IIB), an insurance data repository.
The IIB began keeping automobile insurance information digitally on April 1, 2010. On the IIB website, you may view the policy information of any vehicle purchased after this date.
However, keep in mind that insurance plans less than two months old do not appear in the IIB database. In addition, for new automobiles, insurance companies send only the engine and chassis numbers. Consequently, you would require these to monitor the condition of your insurance coverage.
2. VAHAN e-Services
In addition to IIB, the VAHAN e-Services portal allows you to check the bike insurance's validity. This website is operated by the ministry of road transport and Highway and is responsible for all national vehicle registrations.
Select the 'Know your vehicle details' tab from the navigation bar. Then, input the bike's registration number and the verification code issued to the registered cellphone number or email address.
When you choose the 'Search vehicle' option, you will see all the essential information about your bike, including the insurance policy information. The policy's expiration date may be seen in the 'Insurance Upto' column.
3. The website of the insurer
You may also verify the validity of your bike insurance coverage on the company's official website. Most insurers allow policyholders to search for insurance information online on their websites by entering the vehicle identification number.
Alternatively, if you recall the specific policy number, you may search for insurance information online on the websites of any insurer.
4. Websites of RTOs or state transport departments
To verify the insurance status of your bike, you may also visit the official website of your district RTO or the State Transport Department and input the bike's registration information.
There are lot of insurance companies in the market offering various insurance policies at different rates. you must compare before buying an insurance policy. search on finndit.com and get the details of insurance policy providers near you.
